By Gayatri Chakravorty Spivak
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Extra resources for The Rani of Sirmur An Essay in Reading the Archives
Example text
The same should also apply in most cases if you have lived or worked in an EU country or any country whose social security is linked to Britain’s by a reciprocal arrangement. However, there have sometimes been problems with certain countries, so, if you have any doubts, you should enquire what your position is at your pension centre. If you have received Home Responsibilities Protection (HRP). If you have not worked regularly at some time since 1978, because you have had to stay at home to care for either a child or a sick or elderly person, you may have protected your right to a pension by claiming HRP.
In particular, until recently, high earners who joined a new pension scheme were required to base their final salary assessment on their average earnings over any three consecutive years during their last 10. Similarly, controlling directors were not permitted to resign just before retirement to boost their salary but, instead, had to use the three-year average method of calculation. Also, gains from share options in the final year of employment were not allowed in the calculation of final salary.
Gov. uk. 40 ■ Your savings SERPS passing to surviving spouse (%) Date when contributor reaches State pension age 100 5 October 2002 or earlier 90 6 October 2002 – 5 October 2004 80 6 October 2004 – 5 October 2006 70 6 October 2006 – 5 October 2008 60 6 October 2008 – 5 October 2010 50 6 October 2010 or later State Second Pension (S2P) The State Second Pension replaced SERPS from April 2002. If you were previously contributing to SERPS, you are unlikely to have noticed very much difference. Your future additional pension will continue to be worked out on earnings on which you have paid Class 1 contributions as an employee.
